Bank account/credit card
I have never had a credit card before. How can I get one?
Applying for a credit card in the US usually requires a US credit history. However, there are still beginner credit cards for people who do not have a credit history. Here are two beginner credit card options:
If you have an SSN: Discover it® Cash Back Credit Card.
If you do not have an SSN: Bank of America Customized Cash Rewards. You might have to go to a BoA branch in person to apply if you don’t have an SSN.
People from Japan having an employment or student status may be eligible for the following credit cards:
Once you build up your credit history with a beginner credit card (e.g. 6 months of credit history), and if you successfully get an SSN, you can try to apply for more advanced credit cards, and here are some examples:
Disclaimer: RIGS provides only informal advice and does not offer any formal financial counseling. We do not guarantee that following our suggestions will ensure successful credit card applications. RIGS is not liable for any outcomes resulting from the implementation of our advice.
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